Retiree AD&D Insurance
AD&D coverage during retirement
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Accidental death & dismemberment (AD&D) benefits for retirees
The AD&D plan for retirees is paid entirely by the retiree.
Enrollment
If you currently have AD&D coverage as an active employee and are retiring, HR Benefits will send information to The Hartford including your mailing address, birth date, retirement date, and current AD&D coverage amount.
The Hartford will mail an enrollment form to you. Once you receive the form, if you have any questions, call The Hartford for a customer service representative. Let the representative know you are a Los Alamos retiree inquiring about the Los Alamos Retiree AD&D coverage.
| Principle Sum Amounts | |
|---|---|
| Option 1 | $10,000 |
| Option 2 | $25,000 |
| Option 3 | $50,000 |
| Option 4 | $100,000 |
| Option 5 | Amount previously elected as an Active Employee not to exceed $250,000 |
| For Eligible Dependent Spouse |
60% of the Retiree Principal Sum |





